Noble Gold Investments Review 2023: Features, Pros, and Cons

As bank failures and high inflation dominate the headlines, interest in “safe haven” assets is rising. For instance, some long-term investors are pulling their money from traditional IRA assets (e.g., ETFs, stocks, and bonds) and entering the precious metals market. Although metals like gold aren’t “standard” retirement assets, they are textbook examples of “inflation hedge“ investments. People concerned about the direction of the stock and bond markets may feel more comfortable parking their IRA in precious metals.

Today, Americans have plenty of companies to choose from in the self-directed gold IRA market. For instance, Noble Gold Investments Investments helps clients rollover pre-existing retirement accounts into Gold and Silver IRAs. With a Noble Gold Investments IRA, you can invest in physical precious metals for your golden years. So, how does Noble Gold Investments stack up against its competitors, and is it the right option for your IRA strategy? 

Overall Rating 4.5

 4.5/5

The Modest Wallet Overall Rating (Our Rating Methodology)

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Bottom Line: Noble Gold Investments is a precious metals investment company based in the United States. Noble Gold Investments offers an array of services including gold IRAs and innovative “Survival Packs”. 

Minimum deposit	5.0 5.0/5
Fees	4.0 4.0/5
Offerings	4.5 4.5/5
Customer service	4.5 4.5/5
User experience	4.5 4.5/5
Security	4.5 4.5/5

Best For:

• Conservative investors
• Long-term investors
• Precious metals investors

Pros:

• Low investment minimums
• Unique 'Survival Packs'
• Provide portfolio tracker

Cons:

• Lack of fee transparency
• Only offers segregated storage

What Is Noble Gold Investments?

Noble Gold Investments is a Pasadena-based precious metals dealer offering gold, silver, platinum, and palladium products. Collin Plume and Charles Thorngren founded Noble Gold Investments in 2016, and Plume currently serves as the company’s CEO. In addition to direct shipment of precious metals, Noble Gold Investments helps clients rollover retirement accounts into their Gold or Silver IRAs. People who deposit funds in a Noble Gold Investments IRA enjoy the insurance and protection of custodial partners such as Equity Trust and International Depository Services (IDS).  

How Does Noble Gold Investments Work? 

There are two ways people can use Noble Gold Investments’ services. First, customers could purchase precious metals directly from Noble Gold Investments and receive them at their homes. Noble Gold Investments insures every precious metal product it sends out and guarantees your products will arrive in nondescript packaging. 

Alternatively, you could call Noble Gold Investments to rollover a pre-existing retirement account into a self-directed IRA. Once Noble Gold Investments receives your funds, you can invest them in any IRA-approved precious metal on its platform. Noble Gold Investments will store your coins, bars, or bullions securely until you request a redemption after reaching retirement age. Investors have the same IRA tax benefits and contribution limits associated with their original retirement account. IRA holders have the option of re-selling their metals to Noble Gold Investments for a cash settlement or requesting their physical metals. 

Account Minimum 

Noble Gold Investments doesn’t formally disclose its minimum IRA account requirement on its website. All that Noble Gold Investments says on its Requirements & Restrictions page is that legal IRA holders must be over 18 years old and have a reliable source of income over the past year. 

However, $10,000 is the lowest amount someone could buy a Noble Gold Investments Precious Metals Survival Pack. The minimum requirement to open a Noble Gold Investments gold or silver IRA account is $2,000. Please call Noble Gold Investments at (877) 646-5347 to learn the latest details about their minimum deposits. 

Account Types

Noble Gold Investments Investments works with a wide range of retirement accounts, including any of the following: 

• Traditional IRA
• Roth IRA
• 401(k)
• 403(b)
• 457(b)
• TSPs
• SEP IRAs
• SIMPLE IRAs
• Select pensions

If you have a retirement account that doesn’t fit any of the above categories, a customer care agent at Noble Gold Investments can assist you throughout the rollover process. 

Getting Started 

As long as you’re over 18 and have a recognized retirement account, you have everything you need to get started with a Noble Gold Investments IRA. Although Noble Gold Investments caters to U.S. clients, it offers precious metal storage for offshore account holders. If you need help determining whether you’re eligible for a Noble Gold Investments account, call the company’s toll-free hotline at (877) 646-5347 to find answers to your questions. Otherwise, you can complete the “Get Started” form on Noble Gold Investments’ official website. 

Opening an Account 

Noble Gold Investments has an electronic IRA intake form you can fill out to start the application process. Still, it’s always best to gather plenty of info before committing to a new investment. There are plenty of free resources investors can use on Noble Gold Investments’ website to figure out whether this is a good option for them. Take advantage of Noble Gold Investments’ information before deciding whether to invest in a Gold or Silver IRA. 

• Step 1 – Request a Free Precious Metals Info Kit: The simplest way to determine whether Noble Gold Investments is suitable for you is to ask for a free Gold & Silver Investment Guide. On Noble Gold Investments’ main page, click “Download the Guide” to get this company’s guide in your email inbox. Take a day or two to read all the info in this PDF to get a sense of their offerings. 
• Step 2 – Talk to a Noble Gold Investments IRA Specialist: After reviewing the details in the Gold & Silver Investment Guide, you may still have questions about how Noble Gold Investments works. If so, the next best step is to call Noble Gold Investments’ customer service center at (877) 646-5347. You could also email Noble Gold Investments at info@nobleira.com for more details. 
• Step 3 – Open a Precious Metals IRA Account: To open a self-directed IRA on Noble Gold Investments, fill out the e-form on Noble Gold Investments’ “Get Started“ page. Within a few business days, you should get a response from Noble Gold Investments to finalize the IRA transfer process. Alternatively, call (877) 646-5347 to have a Noble Gold Investments agent guide you through the IRA set-up process. 
• Step 4 – Fund Precious Metals IRA Account: According to Noble Gold Investments, you can transfer funds into your IRA account in two ways. First, you could directly transfer money from your IRA account to Noble Gold Investments’ partner Equity Trust which takes about 3 – 7 business days. Otherwise, you could request a check from your current IRA provider and mail it to Noble Gold Investments within 60 days. No matter which process you choose, you won’t have to pay penalties. You can also talk with Noble Gold Investments’ agent throughout the process for guidance on the best option for your situation. 
• Step 5 – Buy Precious Metals: After the money from your previous IRA clears in Noble Gold Investments’ system, you can purchase any IRS-approved precious metals for your account. Noble Gold Investments will transfer the precious metals you buy to a safe with International Depository Services (IDS). You can place your precious metals in an IDS facility in Texas, Delaware, or Canada.    
• Step 6 – Monitor IRA Investment Portfolio: According to Noble Gold Investments, you can access an online portal with your IRA portfolio information via Equity Institutional. For more details on your portfolio’s performance, please call Noble Gold Investments’ agents anytime for data on your holdings.

Noble Gold Investments Features

Noble Gold Investments is primarily known for its Gold and Silver IRAs, but this company offers other ways for customers to get involved in the precious metals market. In addition to buying rare coins, customers can take advantage of unique “Survival Packs” to invest in metals without using a retirement account.  

Minimum Deposit	$2,000
Fees	$50 (setup fee), $80/year (custodian fee), $1$150/year (storage fee) *other fees may apply
Account Types	Traditional IRA, Roth IRA, 401(k), 403(b), 457(b), TSPs, SEP IRAs, SIMPLE IRAs and select pensions
Offerings	Gold, Silver, Platinum and Palladium
Trustpilot	2.9/5.0
Better Business Bureau	A+ Rating
Business Consumer Alliance	AA Rating
Promotion	None
Buyback Program
Physical Precious Metals Ownership
Free Info Kit
Support	Contact Form, Email: info@nobleira.com and Telephone: (877) 646-5347

Gold IRA 

A Gold IRA is a self-directed IRA account that lets investors buy IRS-approved gold products (i.e., 0.995 purity) with their retirement money. Noble Gold Investments’ IRA has all of the tax benefits, contribution maximums, and redemption restrictions of a standard IRA, except you own physical gold bars, bullion, and coins. 

You can rollover any of the approved retirement accounts into a Gold IRA by filling out Noble Gold Investments’ e-form and talking with a customer care rep at (877) 646-5347. Once the funds transfer into your Gold IRA account, call Noble Gold Investments Investments to purchase any IRS-approved gold items and add them to your vault. Noble Gold Investments stores your precious metals in a segregated facility protected by IDS. When you reach retirement age, you can redeem your physical gold or request a buyback to liquidate your holdings and get a check in the mail. 

Silver IRA 

Noble Gold Investments’ Silver IRAs work the same as their Gold IRA, but focus on IRS-approved silver products like coins, bullion, and bars. Unlike gold, the IRS requires any silver in a self-directed IRA to meet a fineness score of 0.999. Noble Gold Investments provides plenty of silver items, such as American Silver Eagles, Canadian Maple Leaf Coins, and Austrian Silver Philharmonic Coins. Just like Gold IRAs, you must keep this silver in an IDS facility until you reach retirement age before redeeming it. 

By the way, Noble Gold Investments also offers palladium and platinum products, but you need to speak with a representative to see if you can add them to your Gold or Silver IRA accounts. Platinum and palladium must meet higher fineness scores of 0.9995 to qualify for a self-directed IRA. 

Direct Purchase of Precious Metals 

If you’d prefer to hold your precious metals rather than create a self-directed IRA account, you can call Noble Gold Investments to buy an assortment of coins, bullion, and bars. On top of their gold, silver, platinum, and palladium products, Noble Gold Investments has a few exclusive “rare coins” for serious collectors. Here’s a sampling of precious metals you could buy for direct shipment:

• 1854 Kellogg $20 Coin
• Morgan Silver Dollars
• Canadian Maple Leaf Gold Coins
• PAMP Suisse Lady Fortuna Gold Bars 
• American Gold Eagle Coins
• Australian Silver Coins
• Baird & Co. Platinum Bars
• Credit Suisse Palladium Bars 

Noble Gold Investments doesn’t mention a minimum purchase price for direct shipment on its website. However, previous reports suggest there’s a $5,000 minimum if you want any of these items shipped to your home. Be sure to speak with a Noble Gold Investments representative for the latest information on minimum requirements and additional fees. 

Precious Metals IRA Storage

Noble Gold Investments works with Equity Trust and IDS for handling and storing clients’ precious metals. IRA investors can put their precious metals in an IDS facility in Texas, Delaware, or Canada. According to Noble Gold Investments, these depositories offer segregated storage and come with insurance protection from Lloyd’s of London. If you’d like to visit the IDS facility storing your precious metals, you can contact Noble Gold Investments to schedule an appointment.

>> Read More: Home Storage Gold IRA

Shipping and Insurance 

As mentioned above, all of the precious metals you store in one of Noble Gold Investments’ partner IDS facilities carry insurance from Lloyd’s of London. Noble Gold Investments also promises to offer free insurance on any metals it ships to your home as well as discreet packaging. However, Noble Gold Investments doesn’t mention free shipping on its website, so ask for updated shipping fees before placing an order.    

Royal Survival Packs

Royal Survival Packs are a unique offering for customers who want to invest in precious metals for emergencies. Noble Gold Investments’ team hand-selects the gold and silver in these kits and ships them to your door within five business days. You can choose one of the following Royal Survival Pack tiers:

• Noble Knight: $10,000
• Noble Baron: $25,000
• Noble Viscount: $50,000
• Noble Earl: $100,000
• Noble Marquess: $250,000
• Noble Duke: $500,000

Noble Gold Investments also offers international clients a customizable “Noble Ambassador” tier. Although Noble Gold Investments won’t ship this account outside the U.S., it will secure your metals in a segregated account in an IDS depository. People holding Noble Ambassador Survival Packs can pay with either USD or Bitcoin. 

Educational Resources

Noble Gold Investments has an extensive “Learn” tab with free educational guides, blogs, and news. You can also watch hours of tutorials and informational videos on Noble Gold Investments Investments’ YouTube channel. Reviewing these educational materials can help you better evaluate this brand and decide whether precious metals are the right move for your portfolio. 

Buyback Program

In Noble Gold Investments’ FAQs, the company says it offers a “Buyback Program” if you want to sell the metals in your IRA back to the company and receive cash. However, Noble Gold Investments doesn’t “guarantee” it will accept a buyback request. Investors can always ask Noble Gold Investments if they’ll accept coins and bullion for a buyback, but they should never expect it’s a certainty. 

Noble Gold Investments Fees

Similar to competing precious metals providers, Noble Gold Investments Investments charges annual fees for those invested in its self-directed IRA. Always factor in these additional charges when determining whether Noble Gold Investments is the right option. 

Set-up Fees

Noble Gold Investments customers pay a one-time $50 fee when setting up their accounts. However, Noble Gold Investments also says it’s possible to get this fee waived if you deposit over $30,000 into an IRA. Be sure to speak with a Noble Gold Investments agent for more details on promotions for reduced costs. 

Annual IRA Fees

You’ll have to pay an annual fee of $80 to maintain your Noble Gold Investments IRA account. 

Storage Fees

On top of the $80 annual fee, Noble Gold Investments’ custodian charges $150 per year for segregated storage. Noble Gold Investments doesn’t offer non-segregated accounts, so you can’t request a lower fee for this alternative storage option. 

Other Fees

The Noble Gold Investments’ guide to Gold IRA fees mentions ranges for various additional expenses you may have to pay on your account. For instance, each wire transfer in or out of your account costs an average of $25, and closing fees are around $250. Noble Gold Investments also mentions metals sellers often charge a slight premium for precious metals above the current market price. 

Although Noble Gold Investments says all insurance fees are included with its IRA, it doesn’t mention free shipping. Also, the quoted storage fees only apply to customers who store precious metals in Texas and Delaware, not Canada. Please be sure to reach out to Noble Gold Investments’ staff at (877) 646-5347 for a more detailed quote on the fees you can expect. 

Noble Gold Investments Security

Noble Gold Investments works with Equity Trust and IDS to protect its customers’ precious metals. No matter which IDS storage facility you choose, it will meet IRS standards for security, complete with Intercontinental Exchange (ICE) approval. Noble Gold Investments also promises all of the precious metals in these depositories have insurance protections from Lloyd’s of London. You can store your gold, silver, platinum, and palladium in Texas, Delaware, or Mississauga, Canada. 

Noble Gold Investments Customer Support

There are many easy ways to reach out to a Noble Gold Investments staff member. The simplest way to ask a question is to call Noble Gold Investments at (877) 646-5347, but you can email info@nobleira.com. Noble Gold Investments also has social media accounts on Facebook, Twitter, Instagram, and YouTube that you could use to contact the team. 

Noble Gold Investments User Experience

Although Noble Gold Investments has fewer accreditations and celebrity endorsements than other precious metals companies, it has a solid A+ rating on the Better Business Bureau (BBB). Also, Noble Gold Investments promises to provide everyone with an Equity Trust online portal to monitor their IRA portfolio’s performance. Most reviews on sites like Google Reviews and ConsumerAffairs are above four stars, and Noble Gold Investments responded to the few complaints on the BBB’s website.

Noble Gold Investments also has a great Business Consumer Alliance AA rating and a 5.0/5.0 TrustLink rating with over 100 reviews.

However, Noble Gold Investments doesn’t have the best reputation on Trustpilot. Although there are fewer reviews for Noble Gold Investments Investments on Trustpilot versus other review sites, some customers on this page complain Noble Gold Investments needs to be more transparent with its fee structure. Evaluating the truth of anonymous online reviews is always tricky, but it’s worth considering these complaints before signing up for Noble Gold Investments.  

To see how people feel about Noble Gold Investments’ offerings, here are a few sample reviews:

Noble Gold Investments Pros Explained

• Low minimum requirement: With a $2,000 minimum requirement, Noble Gold Investments’ IRA is one of the most affordable in the precious metals market. You’ll appreciate Noble Gold Investments’ starting deposit if you just want to put a sliver of your retirement money in gold or silver.  
• High safety and insurance standards: Noble Gold Investments partners with IRS-approved industry leaders like Equity Trust and IDS to offer exceptional security and insurance for your assets. Plus, it’s easy to reach out to Noble Gold Investments at any time for expert guidance.
• Offers four precious metals: Don’t think you need to invest in gold with a Noble Gold Investments IRA account. Customers can diversify their metal holdings with plenty of silver, palladium, and platinum products. 
• Option to purchase Survival Packs: If you can’t be bothered picking out specific gold coins and silver bullion, you can opt for a Noble Survival Pack to deliver physical metals to your address. This unique option may benefit people who want precious metals on their property. 
• Works with international clients: Although Noble Gold Investments caters to U.S. clientele, international investors can use their storage services. Even if you’re outside the U.S., call Noble Gold Investments Investments to see if you qualify for their products. 
• Provides online portfolio tracker: When you open a Noble Gold Investments account, you can access a personalized Equity Trust online portfolio tracker. Clients can also call Noble Gold Investments anytime if they have questions about their portfolio’s value over time. 

Noble Gold Investments Cons Explained

• One of the newer precious metals IRA dealers: Although Noble Gold Investments has been around since 2016, many other companies have a longer track record in the industry. Also, the lack of celebrity endorsements or positive Trustpilot reviews may be a cause for concern for some investors. 
• Lack of fee transparency: Noble Gold Investments doesn’t lay out its full fee schedule online or mention its shipping policy. You’ll need to speak with a representative to determine how much you’ll pay annually. 
• Fewer depository options: Unlike some competitors, Noble Gold Investments doesn’t have connections with big names like Brinks or Delaware Depository. Instead, investors must choose between one of three IDS facilities in Texas, Delaware, or Canada. This may be a con for those who live far from these locations (especially for shipping and scheduling a visit). 
• Only offers segregated storage: Noble Gold Investments doesn’t allow investors to store their precious metals in non-segregated accounts. While a segregated vault gives clients greater protection over their specific metals, it typically costs higher fees. 

Noble Gold Investments Alternatives 

Noble Gold Investments is one of many precious metals IRA dealers in the U.S. In fact, Noble Gold Investments is one of the newest brands in the industry. If people want a company with a longer reputation in the gold IRA sector, check out a few alternatives. 

Noble Gold Investments vs. Goldco

Headquartered in Calabasas, Goldco is well-known in the Gold IRA market for its connection to celebrities like Sean Hannity and Chuck Norris. To open an account with Goldco, you must deposit $25,000, which is significantly more than Noble Gold Investments’ requirements. However, Goldco has been in business for longer (established in 2011) and has high-security standards thanks to its partnership with Delaware Depository. Check out our Goldco review for more info.

Noble Gold Investments vs. Augusta Precious Metals

The feature that always sets Augusta Precious Metals apart from other gold companies is its high minimum requirement. To open an IRA with Augusta Precious Metals, you’ll need to deposit $50,000. Although this is a big commitment, Augusta Precious Metals offers its clients a lifetime customer service guarantee with a precious metals expert. This company also has a long reputation (founded in 2012) and high-security standards with Delaware Depository. Read this previous Augusta Precious Metals review for more details. 

Our Rating	4.5 4.5/5	4.7 4.7/5	4.6 4.6/5
Annual Fees	$230	$200 (waived for the first year)	Varies depending on custodian
Minimum Deposit	$2,000	50,000	$25,000
Trustpilot Rating	2.9/5.0	N/A	4.8/5.0
BBB Rating	A+	A+	A+
BCA Rating	AA	AAA	AAA
TrustLink Rating	5.0/5.0	4.9/5.0	4.8/5.0
Information Kit	PDF	Physical Kit	Physical Kit
Veredict	Best For Small Investors	Best For Transparency	Best For Customer Service
	Learn More	Learn More	Learn More

Who is Noble Gold Investments Best For?

Noble Gold Investments is a solid option for people who want to diversify their retirement savings with precious metals. The lower-than-average minimum deposit makes it easier for investors who don’t want to make a huge commitment to gold or silver investing. Therefore, Noble Gold Investments’ IRA is probably the best fit if you’d like to put a portion of your savings into precious metals. Noble Gold Investments is also a great option for international clients or those who want physical gold on hand with their Survival Packs. Although Noble Gold Investments doesn’t have the longest reputation in the industry, it’s worth considering if you want precious metals.

Noble Gold Investments FAQs

With all of the competition in today’s market, choosing the perfect precious metals partner is challenging. The following FAQs can help you figure out whether Noble Gold Investments is right for your situation. 

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In A Nutshell

• Key Highlight: Unique Survival Packs
• Minimum Investment: $2,000
• Metals Available: Gold and silver bullion and coins, palladium, and platinum
• Ratings: 5.0/5.0 over 120 reviews (TrustLink); 4.9/5.0 over 50 reviews (BBB) and A+ rating with BBB

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on Noble Gold Investments’ website

Final Thoughts

Noble Gold Investments may be a newcomer in the Gold and Silver IRA space, but it has gained attention for its low deposit minimum, excellent security standards, and responsive customer care team. This company also distinguishes itself from other providers thanks to its rare coin collection, international offerings, and Survival Packs. 

If you just want a Gold IRA with a low barrier to entry or you’re interested in storing precious metals at home, Noble Gold Investments has some options worth considering. Although Noble Gold Investments isn’t the oldest in the industry, precious metals investors often find a lot to admire in this company.

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Eric Esposito

Eric Esposito is a freelance writer, editor, and cryptocurrency enthusiast. Although it took him a few years to grasp the Bitcoin revolution, Eric has become a crypto convert and long-term “hodler.” Besides crypto investing, Eric is interested in helping others understand how to safely stack sats with passive income opportunities.