> > Vint Review 2024: Features, Pros & Cons

Vint Review 2024: Features, Pros & Cons

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Want to invest in fine wine but don’t have the money or time necessary to purchase, store, and sell wine on your own? Vint might just be what you need.

Vint is an investing platform that makes it easier for non-accredited investors in the US to gain wine exposure in their portfolios. In this Vint review, we’ll take a closer look at how the company works, what it offers, and how it stacks up to other similar fine wine investing firms.

Vint

3.1

on Vint’s website

Quick Summary: Vint is an online investment platform where users can buy collections of fine wine, spirits, and similar offerings. The investments are available to non-accredited investors.

Promotion: None

Pros:

  • Low investment minimums
  • Open to non-accredited investors
  • Diversify your portfolio across wine collections
  • Supports investments through Self-Directed IRAs
  • Regulated by the SEC and FINRA

Cons:

  • Fairly high sourcing fee
  • No ability to redeem shares early
  • Only has a few collections available
  • Limited track record

What Is Vint?

Vint is a platform for fine wine investing that was founded in 2019 by Patrick Sanders and Nick King, two entrepreneurs who want to make fine wine investing more accessible to investors.

With Vint, individual investors can purchase fractional ownership shares in collections of fine wine. By doing so, Vint lets non-accredited investors get exposure to a popular alternative asset class without the need to buy and store wine on their own.

Vint Homepage
Source: Vint

How Does Vint Work?

Vint is similar to a regular investing platform, except that it focuses on wine rather than stocks and bonds. Here’s a quick step-by-step overview of how Vint works:

  1. Make an Account: To invest with Vint, you first need an account. The platform is open to US citizens over the age of 18. You can make an account online on the firm’s website. You need to provide basic personal information to make an account, including your name, physical address, and Social Security Number.
  2. Fund Your Account: Once your account is live, you’ll need to fund it before you can start investing. Vint currently only supports ACH bank transfers.
  3. Research Your Investments: After your account is funded, you can start buying shares in Vint’s wine collections. You can read more about the goals and expected time horizons for each collection in its investment thesis.
  4. Buy Ownership Shares: As soon as you do your due diligence and decide that you want to buy ownership shares in one of Vint’s collections, you can formally make an investment. Vint’s collections each have a maximum number of shares, so once all of the shares are sold, the collection will close to investors.
  5. Hold & Sell Your Shares: After you purchase your Vint shares, your investments will be trackable within your account dashboard. You will need to hold your shares until the company decides to sell the collection (this can take three to seven years, or longer). During this time, Vint states that your wine is insured and is held in secure climate-controlled facilities around the world. Once Vint sells the underlying collection, they distribute the profits back to shareholders.
Vint How It Works
Source: Vint

Vint Features

Investors with Vint get access to a number of unique features. Here’s what you can look forward to if you make an account.

Minimum Investment$25
FeesNo annual fees (for investors); Sourcing fee (8% to 10%)
Investment TypesWine
Recurring OrdersNot available
Account TypesTaxable and Self Directed IRA
Lock-UpNone
Holding Period3 to 7 years
PromotionNone
Advertised ReturnsTarget 15%
Wine TradingNo
Dividend IncomeNo
Secondary MarketNo
Mobile AppsNone
SupportEmail ([email protected]) and phone (scheduled through their platform)

Invest in Fractional Ownership Shares of Fine Wine

Account holders with Vint can buy ownership shares of the company’s fine wine collections. Before these collections open to investors, Vint securitizes them by filing a circular with the SEC. After the offering is approved, these collections are sold to investors as fractional ownership shares

So, instead of giving you ownership rights to a case of wine, Vint lets you buy ownership shares of its collections. When Vint sells the collection in the future, each investor receives a fraction of the profits (if any) depending on how many shares they own.

Open to Non-Accredited Investors

Unlike many fine wine investing platforms, Vint is open to non-accredited investors. Vint is able to support non-accredited investors because it securitizes its offerings through SEC filings. As a result, the platform is currently open to US citizens over the age of 18.

Vint Wine Collections
Source: Vint

Tax-Advantaged Accounts Supported

In addition to its normal taxable investing accounts, Vint also supports tax-advantaged investing through a Self-Directed IRA

Vint lets you invest in its offerings through most Self-Directed IRAs, though its preferred custodian is Alto IRA. That’s because, if you invest in Vint through an Alto IRA, you will be able to track your holdings and investment performance through the Vint dashboard.

Low Minimum Investment

Vint is a popular choice among investors because it has a low minimum investment requirement. The company’s minimum investment requirement varies from collection to collection.

Typically, you must buy at least 1 share of each collection in order to invest with Vint. In the past, Vint’s wine share prices have been as low as about $25, though they have also been known to be as high as $100.

No Annual Fee

As of the time of writing, Vint doesn’t charge account holders an annual fee. Rather, Vint charges a sourcing fee that’s built into the price of each of its collections. Check out our pricing and fees section below to learn more about how this works.

Holding Period

When you buy shares in a Vint collection, you’re signing up to hold your shares until the firm decides that it’s time to sell your wines.

Vint has a target holding period on its collections of about three to seven years. You can check out the expected sell date for each collection on its info page. Note that the firm may choose to sell a collection either earlier or later than anticipated.

There currently is no secondary market at Vint, so you can’t liquidate your shares early. As a result, Vint generally isn’t suitable for investors who aren’t comfortable with having their money tied up in a high-risk asset class for years on end.

Vint Collections Sold Out
Source: Vint

Vint Returns

Vint doesn’t publish much information on its returns to date. This may be due to the fact that the company is quite young and most of its collections have long target hold periods (normally three to seven years), so most of them have yet to be sold.

But Vint publishes information on its anticipated returns in its collection-specific investment theses. Vint typically uses the Liv-ex (London International Vintners Exchange) fine wine index to predict the prices of the wine in its collections. Based on the data that Vint shares in its investment theses, it typically expects to see returns of more than 15% on its collections. 

However, it’s impossible to predict what the returns will be on any Vint collection, and it is also possible to lose money while investing with the platform.

Educational Resources

To help you learn more about investing, Vint has a blog where the company posts educational resources and informational articles about fine wine. The firm’s articles include everything from insight into how wine is priced to background information on different wine regions so you can become a more knowledgeable investor.


Vint Pricing & Fees

Vint doesn’t charge an annual fee to its investors. Rather, Vint makes its money via sourcing fees that are charged when the firm purchases wines for its collections.

Vint states that this sourcing fee is normally between 8% to 10%. This fee is then added to the cost of the collection before it opens to investors, so it indirectly increases the price of each share.


Vint Security

To protect your investment, Vint partners with industry-leading wine storage facilities around the globe. Vint states that all of the wine in their collections is insured by the company, though they don’t mention how their insurance policy works or what it covers.

Vint Current Collections
Source: Vint

Vint Customer Support

If you have a question about your account, you can contact Vint’s customer service team via email or web-based chat. Vint doesn’t currently offer any phone-based support for account holders.


Vint Pros

  • Low minimum investment requirement (can be as low as $25)
  • Open to non-accredited investors
  • Makes it easy to diversify your portfolio across wine collections
  • Supports investments through Self-Directed IRAs
  • Doesn’t have an annual account fee
  • Regulated by the SEC and FINRA

Vint Cons

  • Fairly high sourcing fee on wine purchases (8–10%)
  • No ability to redeem shares early
  • Offers limited information about its insurance policies and investment returns
  • Only has a few collections available at any one time
  • Small company with a limited track record
Vint Current Investment
Source: Vint

Vint Alternatives

Not sure that Vint is right for you? Here are two Vint alternatives to consider instead.

Vint vs. Vinovest

Vinovest is one of the best-known fine wine investment platforms. What makes Vinovest unique is that account holders own every single bottle in their portfolios. 

When you invest with Vinovest, the company uses your funds to purchase and store cases of wine on your behalf. Although the platform is designed for long-term investing, you can also sell your wine with Vinovest at any time (there is a 3% early liquidation fee if you sell your wine within three years of purchase).

The downside to Vinovest is that it has a higher minimum investment requirement ($1,000+) and that it charges annual fees (maximum 2.85%). But Vinovest gives you the opportunity to own individual bottles of wine rather than fractional ownership shares. Read our full Vinovest review to learn more.

Vint vs. Vinfolio

Vinfolio is similar to Vinovest in that it lets investors buy and sell individual cases of wine. But what makes Vinfolio different is that its portfolios are all custom-made by a dedicated portfolio manager.

With Vinfolio, your portfolio manager works to create a portfolio that’s tailored to your investment style. Your wines are then stored in climate-controlled facilities until you decide to sell.

That said, Vinofolio requires a $25,000 minimum investment, and it has both annual storage fees ($15 per case) and selling fees (12%). So it’s more designed for high-net-worth investors who want personalized wine investing experience.

VintVinovestVinfolio
Our Rating

3.1

3.7

3.4

FeesNo annual fees (for investors); Sourcing fee (8% to 10%)2.25% to 2.85% annual management fee (paid monthly)12% selling fee (trading), $15 storage fee per case (annually), and no annual management fee
Account Minimum$25$1,000$25,000
PromotionNoneNoneNone
HighlightBuy shares in collections of fine wine, spirits and similar offeringAlgorithmically-selected wine portfolios for added diversificationBuild a wine portfolio with unlimited rebalancing
Best ForWine investorsWine investorsWine investors

Who Is Vint For?

Vint is designed for individual investors who already have a well-diversified portfolio of traditional assets but who want to get some exposure to fine wine. The advantage of Vint is that it lets you buy as little as a single share of a wine collection and that it doesn’t have account management fees.

But there are risks to using Vint, especially with respect to liquidity. Because Vint doesn’t have a secondary market, your money is tied up until the firm chooses to sell its collections. Therefore, anyone interested in investing with Vint should fully understand the risks of making highly illiquid investments with relatively new companies.


Vint FAQ

Here are our answers to some of your most commonly asked questions about Vint.

Is Vint Trustworthy?

Vint is a legitimate company that is regulated by both the SEC and FINRA. Vint also works with a number of industry-leading partners to source and store its wines. However, there is always a risk of financial loss when investing, especially in alternative asset classes like fine wine.

Can I Invest Via an IRA With Vint?

It is possible to invest via an IRA with Vint. Doing so requires that you set up a Self-Directed IRA. Vint’s preferred Self-Directed IRA custodian for its account holders is Alto.

Is Vint Regulated?

Each of Vint’s wine collections is securitized and regulated by the SEC. The company as a whole is also regulated by the SEC and FINRA.

Is Vint Available Outside the US?

As of the time of writing, Vint is only available to investors with a US address. However, the company hopes to expand and support international investors in the near future.

Does Vint Accept Funding Via Credit Card?

No, Vint does not currently let you fund your account using a credit card. Vint only supports payments via bank transfer (ACH).

How Does Vint Select Wines in the Collections?

Vint works with its investment advisors to select wines that have a high probability of increasing in value. The company also has a proprietary data set that it uses to select high-growth-potential wines.

How Does Vint Store and Insure Wine?

All of Vint’s wines are kept in secure storage facilities. Vint partners with leading security and wine storage companies to ensure that all of its wines are kept in temperature- and humidity-controlled environments. The firm also states that it insures all of its wines, but it doesn’t provide details about this insurance policy.

How Does Vint Verify Authenticity?

To verify wine authenticity, Vint works with its sourcing partners to ensure that each bottle it purchases on behalf of investors is authentic. Vint states that its sourcing partners are well-known industry experts who have a track record of success when it comes to authenticating fine wine.

How Does Vint Make Money?

Instead of charging an annual fee, Vint makes money by charging a sourcing fee for each wine it offers to investors. Vint also makes money by investing in part of every offering alongside its investors.

In A Nutshell

  • Minimum Investment: 25
  • Fees: No annual fees (for investors); Sourcing fee (8% to 10%)
  • Account Types: Taxable and SDIRA
  • Promotion: None
Vint

on Vint’s website


Final Thoughts

Vint is an innovative platform that offers investors a new way to gain exposure to fine wine in their portfolios. The company’s approach to wine investing, which involves selling ownership shares to a wine collection rather than facilitating the purchase of individual cases, makes it easier for investors with limited funds to get access to this growing asset class.

However, while there’s a lot to appreciate about Vint, there are some notable drawbacks to the platform. In particular, the fact that you can’t sell your Vint shares early warrants caution, especially if you anticipate needing your funds within the next three to seven years.

But if you’re interested in fine wine investing and are working with a limited budget, Vint offers a unique platform that’s worth checking out.

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