Ricardo is an entrepreneur, investor and personal finance nerd who enjoys working out, spending time with his family and friends, and helping others achieve their financial goals.
After graduating from university and working in the construction industry for many years, Ricardo realized that you shouldn’t need a finance degree to be good with your money. So, in 2018 he set out to create The Modest Wallet to help people better understand money.
Ricardo has been quoted as a personal finance expert in several online publications, including Healthline, Bankrate, GOBankingRates, MSN Money, Yahoo Finance, Forbes, U.S. News & World Report, and USA Today.
Paid surveys are a great way to make extra cash in your spare time. We’ve reviewed the best survey sites.
Delivering food, packages, groceries, and even wine has quickly become a popular side hustle to make extra cash.
Credit cards are great credit builders and come with many advantages, however there are a few credit card mistakes you should try to avoid.
Trim and Billshark can help you cancel costly subscriptions and save money, find out which service is best for you.
Trim and Truebill offer to lower your monthly bills, cut unnecessary subscriptions and negotiate better deals.
Decluttr makes it easier for people to sell their old electronics, books, and other products for cash.
The Modest Wallet is a digital publication that does not offer any kind of personalized financial advice. We have advertising and affiliate relationships with some of the companies mentioned and reviewed on this publication. For more information please read our full disclaimer and how we make money.
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