How We Make Money

Because talking about money should always be fun, simple and transparent.

Number One Goal

We believe that personal finance education should be free and accessible to everyone. Our primary goal at The Modest Wallet is to help our readers make smarter money decisions without having a finance degree.

There is a ton of content on the internet, so it’s very easy to feel overwhelmed with the amount of information and resources out there. Personal finance should be simple and straightforward, this is why we strive to create actionable and easy-to-digest content to help you manage your finances like a rock star.

How We Make Money 1

Our Readers Come First

As an independent publisher, transparency is at the core of what we do and how we do it, so we want our readers to understand how we make money. 

We regularly partner with brands that have products and services that align with our values and will help our readers. These partnerships allow us to continue sharing free and valuable personal finance education. When you click on some of the links on our site and complete a required action (i.e., sign up for a promotion, download an app, purchase an item, etc.), we may earn a small commission from these partnerships at no extra cost to you.

All of our content and reviews are based on our research and honest opinion. This is regardless of the compensation. None of our partners or advertisers have editorial input or control because our relationship with our readers comes first.

We only partner with the best-in-class brands, those we truly love and believe in. That’s our pledge to you. Here is a list of our partners.


We thank you for trusting our website. We strive to do our best to provide the most accurate, unbiased, and up-to-date information and be as transparent as possible on which products or services we receive a commission.

If you have any questions about our partners or advertisers, please feel free to contact us.