The Modest Wallet Comment Policy

We want you to feel at home when you post a comment on The Modest Wallet. We don’t know what your home is like, but we know how we expect people to behave when they visit ours. That’s why we reserve the right to delete comments and ban users as needed to keep comment threads here civil and substantive.

Keep it civil, aka don’t be a jerk;

We’re going to get into the thick of a lot of heated discussions and that’s okay. These discussions often entail topics that we all personally care a lot about and will passionately defend. But, in order for discussions to thrive here, we need to remember to criticize ideas, not people. 
 So, remember to avoid:

  • Name-calling
  • Ad hominem attacks
  • Responding to a post’s tone instead of its actual content
  • Knee-jerk contradiction

Comments that we find to be hateful, inflammatory, or harassing may be removed. If you don’t have something nice to say about another user, don’t say it. Treat others the way you’d like to be treated.

Always strive to add value to every interaction and discussion you participate in;

There are a lot of discussions that happen every day on The Modest Wallet. Before joining in a discussion, browse through some of the most recent and active discussions happening in the community, especially if you’re new there.
If you are not sure your post adds to the conversation, think over what you want to say and try again later.

Keep it tidy;

Help make moderators’ lives easier by taking a moment to ensure that what you’re about to post is in the right place. That means:

  • Don’t post off-topic comments or discussions
  • Don’t cross-post the same thing multiple times
  • Review any specific posting guidelines for the community
  • Check if another active discussion on your topic has already been posted

If you see something, say something;

Moderators are at the forefront of combatting spam, mediating disputes and enforcing community guidelines and, so are you. 
If you see an issue, contact the moderators, if possible or flag any comments for review. If you believe someone has violated the Basic Rules, report it to The Modest Wallet.

Stay on-topic;

Be sure your topic matches the general theme of the channel.

No self-promotion;

A discussion or comment that contains only a link to your blog, a product, or your article on another site will almost always be removed.

Choose your (curse) words wisely;

Comments that contain profanity are automatically held for moderator review before being posted. Depending on the context of the comment, it may be removed. Profanity used to insult, antagonize, or inflame will always be removed.

Don’t be a jerk;

Personal attacks and harassment will not be tolerated. Sexist, racist, misogynist, homophobic, and broad, offensive generalizations about groups of people are simply not allowed. Comments or discussions written intentionally to provoke will also be removed.

Don’t copy and paste;

If you didn’t write it, or haven’t properly cited the article you’re quoting, don’t post it.

English only;

We currently only support English-only discussions on The Modest Wallet channels. Non-English comments and discussions will be removed.

Effective Date: April 1st, 2020.